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	<title>Out Debt Out!</title>
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	<link>http://debtortalk.net/outdebtout</link>
	<description>All about credit, collections...and how to deal with it all.</description>
	<lastBuildDate>Sun, 27 Dec 2009 09:27:50 +0000</lastBuildDate>
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		<item>
		<title>Housekeeping.</title>
		<link>http://debtortalk.net/outdebtout/?p=133</link>
		<comments>http://debtortalk.net/outdebtout/?p=133#comments</comments>
		<pubDate>Sun, 27 Dec 2009 06:00:24 +0000</pubDate>
		<dc:creator>Rottweiler</dc:creator>
				<category><![CDATA[Announcements.]]></category>
		<category><![CDATA[Blog News!]]></category>
		<category><![CDATA[future features]]></category>
		<category><![CDATA[housekeeping]]></category>

		<guid isPermaLink="false">http://debtortalk.net/outdebtout/?p=133</guid>
		<description><![CDATA[Welcome to the new location. However,  there is still some housekeeping to be done, so be patient while it&#8217;s taken care of. As for being able to post comments?  Well, it&#8217;s being worked on.  Hopefully soon (as soon as guards against spammers and other S.O.B.&#8217;s are put in place and working). Rottweiler, ODO! Admin Team [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>News:  ODO! is joining with DT.  :)</title>
		<link>http://debtortalk.net/outdebtout/?p=129</link>
		<comments>http://debtortalk.net/outdebtout/?p=129#comments</comments>
		<pubDate>Fri, 25 Dec 2009 16:24:06 +0000</pubDate>
		<dc:creator>Rottweiler</dc:creator>
				<category><![CDATA[Announcements.]]></category>
		<category><![CDATA[Blog News!]]></category>
		<category><![CDATA[Debtor Talk]]></category>
		<category><![CDATA[new URL]]></category>
		<category><![CDATA[ODO! is moving]]></category>
		<category><![CDATA[same old stuff]]></category>

		<guid isPermaLink="false">http://debtortalk.net/outdebtout/?p=129</guid>
		<description><![CDATA[ODO! is becoming a part of Debtor Talk as of December 27.  However, ODO!&#8217;s mission will not change, nor will the practice of my NOT mincing my words nor playing favorites on either side of the fence. Therefore ODO!&#8217;s  web address will be changing.  Please update your bookmarks to reflect the new address: http://debtortalk.net/outdebtout . [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Lenders&#8211;Beware the Coming Storm (X-post from Debtorboards)</title>
		<link>http://debtortalk.net/outdebtout/?p=123</link>
		<comments>http://debtortalk.net/outdebtout/?p=123#comments</comments>
		<pubDate>Wed, 04 Nov 2009 00:32:21 +0000</pubDate>
		<dc:creator>Rottweiler</dc:creator>
				<category><![CDATA[Commentary.]]></category>
		<category><![CDATA[Credit Issuance.]]></category>
		<category><![CDATA[Creditors]]></category>
		<category><![CDATA[Flyingifr]]></category>
		<category><![CDATA[bank rip-offs]]></category>
		<category><![CDATA[credit line decrease tricks]]></category>
		<category><![CDATA[creditors' acting badly]]></category>
		<category><![CDATA[economic "meltdown"]]></category>
		<category><![CDATA[bank fees]]></category>
		<category><![CDATA[banks get theirs]]></category>
		<category><![CDATA[business procedures]]></category>
		<category><![CDATA[close the account incentives]]></category>
		<category><![CDATA[contracts]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit freeze]]></category>
		<category><![CDATA[credit issuers]]></category>
		<category><![CDATA[creditors' "WHAT??" moves]]></category>
		<category><![CDATA[excessive fees]]></category>
		<category><![CDATA[original creditors' tricks]]></category>
		<category><![CDATA[policies and procedures]]></category>
		<category><![CDATA[unintended consequences of greed]]></category>

		<guid isPermaLink="false">http://www.outdebtout.com/wordpress/?p=123</guid>
		<description><![CDATA[This post by Flyingifr originally appeared at Debtorboards on November 3, 2009. It is a succinct commentary on the current credit crisis and how lenders are likely to discover that the &#8220;Law of Unintended Consequences&#8221; can hurt when it is applied to them and their business model. The link to the original post:   http://debtorboards.com/index.php/topic,8736.msg62516.html#msg62516 The [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>If you think the credit card companies just want to lower the limit?  Think again.</title>
		<link>http://debtortalk.net/outdebtout/?p=103</link>
		<comments>http://debtortalk.net/outdebtout/?p=103#comments</comments>
		<pubDate>Sun, 15 Mar 2009 21:56:37 +0000</pubDate>
		<dc:creator>Rottweiler</dc:creator>
				<category><![CDATA[Commentary.]]></category>
		<category><![CDATA[Credit Issuance.]]></category>
		<category><![CDATA[Creditors]]></category>
		<category><![CDATA[bank rip-offs]]></category>
		<category><![CDATA[contracts]]></category>
		<category><![CDATA[credit line decrease tricks]]></category>
		<category><![CDATA[creditors' acting badly]]></category>
		<category><![CDATA[economic "meltdown"]]></category>
		<category><![CDATA[CLD]]></category>
		<category><![CDATA[close the account incentives]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[original creditors' tricks]]></category>

		<guid isPermaLink="false">http://www.outdebtout.com/wordpress/?p=103</guid>
		<description><![CDATA[I put this up originally in a slightly different way at Debtorboards: http://www.debtorboards.com/index.php/topic,7867.msg56106.html#msg56106 . ***************************************************** If you think it&#8217;s bad that a creditor would cut the line to just above what you owe? This story posted on &#8220;Smart Money.com&#8221; by reporter Kelli B.Grant last Wednesday&#8211;&#8220;How to Blow Your Credit Limit &#8212; Without Spending&#8221;&#8211;shows it CAN [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Want to keep those credit lines?</title>
		<link>http://debtortalk.net/outdebtout/?p=99</link>
		<comments>http://debtortalk.net/outdebtout/?p=99#comments</comments>
		<pubDate>Sun, 15 Mar 2009 01:30:10 +0000</pubDate>
		<dc:creator>Rottweiler</dc:creator>
				<category><![CDATA[Commentary.]]></category>
		<category><![CDATA[Creditors]]></category>
		<category><![CDATA[Flyingifr]]></category>
		<category><![CDATA[bank rip-offs]]></category>
		<category><![CDATA[economic "meltdown"]]></category>
		<category><![CDATA[credit line decreases]]></category>
		<category><![CDATA[creditors' "WHAT??" moves]]></category>

		<guid isPermaLink="false">http://www.outdebtout.com/wordpress/?p=99</guid>
		<description><![CDATA[You may well not be able to!  No matter how well you handle credit. The stories are coming out all over the Internet:  A debtor has a bunch of credit lines they have handled well. Their reward?  Credit line decreases (CLD).  Or an &#8220;offer&#8221; of cash as an &#8220;incentive&#8221; to close and pay off the [...]]]></description>
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		</item>
		<item>
		<title>Unemployed? Getting U.C. on a prepaid debit card?  Watch out!</title>
		<link>http://debtortalk.net/outdebtout/?p=88</link>
		<comments>http://debtortalk.net/outdebtout/?p=88#comments</comments>
		<pubDate>Fri, 20 Feb 2009 04:37:19 +0000</pubDate>
		<dc:creator>Rottweiler</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Commentary.]]></category>
		<category><![CDATA[Creditors]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[bank rip-offs]]></category>
		<category><![CDATA[scams and frauds]]></category>
		<category><![CDATA[unemployment compensation]]></category>
		<category><![CDATA[bank fees]]></category>
		<category><![CDATA[debit cards]]></category>
		<category><![CDATA[excessive fees]]></category>
		<category><![CDATA[potential scams]]></category>
		<category><![CDATA[pre-paid]]></category>

		<guid isPermaLink="false">http://www.outdebtout.com/wordpress/?p=88</guid>
		<description><![CDATA[You may also be getting something else:  Assessed bank fees simply trying to access YOUR money. This Associated Press report (via. the  &#8216;Clarion-Ledger&#8217; [Mississippi]), &#8220;Jobless hit with bank fees on benefits&#8221; (&#8220;Fair Use&#8221; claimed) tells of the unpleasant &#8220;surprise&#8221; some unemployed people have discovered when they try to use the &#8220;convenient&#8221; cards, or even ask [...]]]></description>
		<wfw:commentRss>http://debtortalk.net/outdebtout/?feed=rss2&amp;p=88</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>&quot;Don&#039;t Buy Stuff You Cannot Afford&quot;</title>
		<link>http://debtortalk.net/outdebtout/?p=62</link>
		<comments>http://debtortalk.net/outdebtout/?p=62#comments</comments>
		<pubDate>Fri, 26 Dec 2008 02:15:34 +0000</pubDate>
		<dc:creator>Rottweiler</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Commentary.]]></category>
		<category><![CDATA[How to Save Money.]]></category>
		<category><![CDATA[debt humor]]></category>

		<guid isPermaLink="false">http://outdebtout.com/wordpress/?p=62</guid>
		<description><![CDATA[The crew at &#8220;Saturday Night Live&#8221; has the right idea for handling one&#8217;s financial affairs during these uncertain times (thanks to &#8220;Doctor Evil&#8221; at Debtorboards for this lead): This video can be found at &#8220;Hulu.com&#8221;: http://www.hulu.com/watch/1389/saturday-night-live-dont-buy-stuff (WARNING: This is a copyrighted item; the &#8220;Hulu&#8221; site is the official source for this NBC.com video. The embed [...]]]></description>
		<wfw:commentRss>http://debtortalk.net/outdebtout/?feed=rss2&amp;p=62</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>We were all &quot;neophytes&quot; once&#8230;</title>
		<link>http://debtortalk.net/outdebtout/?p=67</link>
		<comments>http://debtortalk.net/outdebtout/?p=67#comments</comments>
		<pubDate>Thu, 11 Sep 2008 18:52:55 +0000</pubDate>
		<dc:creator>Rottweiler</dc:creator>
				<category><![CDATA[Commentary.]]></category>
		<category><![CDATA[Credit repair.]]></category>
		<category><![CDATA[Flyingifr]]></category>
		<category><![CDATA[Flyingifr Method]]></category>
		<category><![CDATA[InfiniteCredit]]></category>
		<category><![CDATA[hannah's blather]]></category>
		<category><![CDATA[idiotic "experts"]]></category>
		<category><![CDATA[litigious credit repair]]></category>
		<category><![CDATA[rewriting history]]></category>

		<guid isPermaLink="false">http://outdebtout.com/wordpress/?p=67</guid>
		<description><![CDATA[Even Flyingifr, owner of Debtorboards and author of the &#8220;Flyingifr Method of Aggressive Credit Repair&#8221;, was not always an &#8220;expert&#8221;.  However, it seems that someone&#8211;replying to a &#8220;Hello, my name is&#8230;&#8221; post on a certain website that likes to make people think that it created litigious credit repair&#8211;is not willing to give credit where credit [...]]]></description>
		<wfw:commentRss>http://debtortalk.net/outdebtout/?feed=rss2&amp;p=67</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is &quot;AIS, LLC&quot; another &quot;fine&quot; Hanna Family project? It&#039;s not been proven but&#8230;</title>
		<link>http://debtortalk.net/outdebtout/?p=63</link>
		<comments>http://debtortalk.net/outdebtout/?p=63#comments</comments>
		<pubDate>Sat, 23 Aug 2008 09:43:18 +0000</pubDate>
		<dc:creator>Rottweiler</dc:creator>
				<category><![CDATA[Collections]]></category>
		<category><![CDATA[Credit repair.]]></category>
		<category><![CDATA[Debt Collection.]]></category>
		<category><![CDATA[collection agencies]]></category>
		<category><![CDATA[credit repair frauds/fraud]]></category>
		<category><![CDATA[debt buyers/JDBs]]></category>
		<category><![CDATA[AIS]]></category>
		<category><![CDATA[debt buyers]]></category>
		<category><![CDATA[Hanna family]]></category>
		<category><![CDATA[JDBs]]></category>
		<category><![CDATA[LLC]]></category>
		<category><![CDATA[Peter Bennett]]></category>
		<category><![CDATA[slimy collection tactics]]></category>

		<guid isPermaLink="false">http://outdebtout.com/wordpress/?p=63</guid>
		<description><![CDATA[I suspect AIS, LLC and the Hannas might be close&#8230;like Siamese twins?? This thread at &#8220;Debtorboards&#8221; involves a member who has been contacted by AIS, LLC, those &#8220;fine&#8221; representatives of the debt buyer industry. Since I never heard of them before this post, I decided to look into them, starting with Bud Hibbs; he seems [...]]]></description>
		<wfw:commentRss>http://debtortalk.net/outdebtout/?feed=rss2&amp;p=63</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What exactly makes assigning AU status legal?  Or not?</title>
		<link>http://debtortalk.net/outdebtout/?p=61</link>
		<comments>http://debtortalk.net/outdebtout/?p=61#comments</comments>
		<pubDate>Wed, 26 Mar 2008 13:41:11 +0000</pubDate>
		<dc:creator>Rottweiler</dc:creator>
				<category><![CDATA[Authorized User]]></category>
		<category><![CDATA[Commentary.]]></category>
		<category><![CDATA[Credit Issuance.]]></category>
		<category><![CDATA[Credit repair.]]></category>
		<category><![CDATA[Credit reporting and CRAs]]></category>
		<category><![CDATA[Creditors]]></category>
		<category><![CDATA[FICO08]]></category>
		<category><![CDATA[contracts]]></category>
		<category><![CDATA[credit repair frauds/fraud]]></category>
		<category><![CDATA[credit scoring]]></category>
		<category><![CDATA[law and the courts]]></category>
		<category><![CDATA[scams and frauds]]></category>
		<category><![CDATA[seasoned tradelines scam]]></category>

		<guid isPermaLink="false">http://outdebtout.com/wordpress/?p=61</guid>
		<description><![CDATA[I may need to explain a bit more about the legality of assigning AU status: 1.) If permitted by the contract terms(note those words), an account holder can assign AU status to anyone. One is not limited to immediate family members or those who are employed by the account holder, as the case may be [...]]]></description>
		<wfw:commentRss>http://debtortalk.net/outdebtout/?feed=rss2&amp;p=61</wfw:commentRss>
		<slash:comments>0</slash:comments>
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